Collad Development Initiatives JengaScore

Finance partner registry

Lenders and partners

Review banks, microfinance providers, digital lenders, and hire-purchase partners alongside their products and access channels.

AI-assisted matching reads your request, detects product type, security needs, amount, and keywords, then ranks close lender products.

Microfinance

Absa Bank Kenya

Commercial bank offering personal loan products with documented income and bank-statement checks.

absa.kenya@absa.africa
Website Source

Products and requirements

Absa Personal Loan Limit based
Product type
Personal loan
Interest / rate
Bank-priced personal loan based on borrower assessment.
Fees
Credit Life Insurance documentation applies where required.
Requirements
Requirements include ID for non-customers, 3 months bank statements where applicable, latest payslip, signature, and loan statement for buyouts.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

Branch Kenya

Mobile lender providing risk-based personal loans through the Branch app.

kenya@branch.co
Website Source Play Store

Products and requirements

Branch Personal Loan KES 500 - 300,000
Product type
Personal loan
Interest / rate
Risk-based interest listed between 2% and 18% on app store disclosures.
Fees
Published terms range from 62 days to 1 year; site also lists 1 to 12 week products.
Requirements
App-based borrower assessment using mobile and repayment behavior.
Active score
Not required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

Co-operative Bank of Kenya

Kenyan bank offering unsecured personal loans and salary advance facilities.

customerservice@co-opbank.co.ke
Website Source

Products and requirements

Flexi Plus Salary Advance KES 10,000 - 1,000,000
Product type
Salary advance
Interest / rate
Competitive interest plus statutory levies.
Fees
3% negotiation fee; repayment period 4 to 12 months.
Requirements
Salary account at least 3 months, two guarantors, KRA PIN copy, and latest 3 payslips.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Unsecured Personal Loan KES 50,000 - 8,000,000
Product type
Personal loan
Interest / rate
Competitive bank rates.
Fees
Flexible repayment terms up to 96 months.
Requirements
For non-check-off customers, an active salary account of at least 6 months is required.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

Equity Bank Kenya

Kenyan bank providing digital Eazzy Loan access through Equity channels.

info@equitybank.co.ke
Website Source

Products and requirements

Eazzy Loan KES 100 - 3,000,000
Product type
Personal loan
Interest / rate
Digital loan pricing determined by Equity.
Fees
Available as one-month or multiple monthly instalments.
Requirements
No guarantors and no forms; accessed through Equity digital channels.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

KCB Bank Kenya

Tier-one Kenyan bank offering mobile, M-PESA-linked, and unsecured personal loan products.

contactcentre@kcbgroup.com
Website Source

Products and requirements

KCB M-PESA Loan From KES 1,000
Product type
Personal loan
Interest / rate
KCB M-PESA loan rate listed at 8.80%.
Fees
Charges and taxes apply through the KCB M-PESA channel.
Requirements
Available through KCB M-PESA with limit assigned by the lender.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
KCB Mobile Loan KES 1,001 - 300,000
Product type
Personal loan
Interest / rate
Digital mobile loan pricing published by KCB.
Fees
Repayment period ranges from 1 day to 1 year.
Requirements
KCB mobile banking borrower with lender-assigned limit.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Personal Unsecured Non-check Off Loan KES 20,000 - 4,000,000
Product type
Personal loan
Interest / rate
Bank-priced unsecured personal loan.
Fees
Repayment period up to 48 months.
Requirements
No security required; borrower assessment applies.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

M-KOPA Kenya

Connected asset-finance and digital credit provider using repayment history for access to cash loans.

info@m-kopa.com
Website Source

Products and requirements

M-KOPA Digital Loan Limit based
Product type
Personal loan
Interest / rate
Eligibility and pricing depend on M-KOPA repayment history.
Fees
Loan starts small and can grow with strong repayment history.
Requirements
M-KOPA customer using smartphone repayment history; no collateral required.
Active score
Not required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

M-Shwari

NCBA and Safaricom M-PESA credit and savings service with mobile-only loan access.

customercare@safaricom.co.ke
Website Source

Products and requirements

M-Shwari Loan Limit based
Product type
Personal loan
Interest / rate
Safaricom describes the loan as having no interest.
Fees
7.5% facilitation fee plus 1.5% excise duty, listed as 9% total charges.
Requirements
M-PESA customer with an assigned M-Shwari loan limit.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

NCBA LOOP

NCBA digital banking platform with paperless personal loans through the LOOP app.

support@loop.co.ke
Website Source

Products and requirements

LOOP Personal Loan Up to KES 300,000
Product type
Personal loan
Interest / rate
Personal loan pricing published through LOOP/NCBA channels.
Fees
Repayment period up to 36 months.
Requirements
Paperless application through the LOOP app with NCBA assessment.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

Stanbic Bank Kenya

Commercial bank offering unsecured personal lending and vehicle or asset finance.

customercare@stanbic.com
Website Source

Products and requirements

Unsecured Personal Loan Limit based
Product type
Personal loan
Interest / rate
Personalized interest rate.
Fees
Repayment period up to 96 months.
Requirements
Zero security with instant approval subject to bank assessment.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Vehicle and Asset Finance Limit based
Product type
Asset-backed loan
Interest / rate
Asset finance pricing set after bank assessment.
Fees
Asset serves as loan security.
Requirements
Vehicle or asset finance application with financed asset used as security.
Active score
Required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

Tala Kenya

CBK-regulated digital lender offering app-based instant cash loans in Kenya.

hellokenya@talamobile.com
Website Source Play Store

Products and requirements

Tala Instant Cash Loan Up to KES 50,000
Product type
Personal loan
Interest / rate
Rates start at 0.3% per day; APR range published as 109.50% to 219.00%.
Fees
Daily interest 0.3% to 0.6% plus 20% excise tax.
Requirements
Kenya resident aged 18+; no paperwork, collateral, or bank account required.
Active score
Not required
CRB report
Not required
Source
Product details
Apply
Application channel
Microfinance

Zenka Digital

Kenyan digital lender offering short-term mobile loans with risk-based pricing.

support@zenka.co.ke
Website Source

Products and requirements

Zenka Mobile Loan From KES 1,000
Product type
Personal loan
Interest / rate
Interest fee listed from 2.45% to 39% of principal with risk-based pricing.
Fees
Example published: KES 1,000 loan totals KES 1,390 for 61 days.
Requirements
Mobile borrower assessment; limit and pricing depend on lender risk profile.
Active score
Not required
CRB report
Not required
Source
Product details
Apply
Application channel
Hire purchase

Autochek Kenya

Registered vehicle sales or financing partner available for consented JengaScore sharing.

Visit website
Hire purchase

CFAO Mobility Kenya

Registered vehicle sales or financing partner available for consented JengaScore sharing.

Visit website
Hire purchase

MOGO Kenya

Registered vehicle sales or financing partner available for consented JengaScore sharing.

Visit website
Hire purchase

Simba Corporation

Registered vehicle sales or financing partner available for consented JengaScore sharing.

Visit website
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