For borrowers

Turn financial evidence into a usable credit profile.

Create a secure profile, upload approved documents, use AI-guided evidence support, generate a credit estimate, and request lender matches based on your purpose and amount.

Borrower journey

What the borrower workspace supports

ID

Profile and consent

Capture contact, identity, and CRB consent details needed for regulated lookup flows.

UP

Document evidence

Upload cashflow, asset, investment, and liability documents for extraction and scoring.

SC

Score estimate

Review score contribution, estimated limit, reasons, risk indicators, and validity window.

AI

AI guidance

Use an assistant to understand required documents, profile gaps, and next steps.

LM

Lender request

Enter loan purpose and amount, then see registered products that fit the current profile.

Supported evidence

Designed around local borrower realities.

The scoring baseline recognizes Kenyan cashflow, asset, agriculture, and production records, then grows into richer extraction and validation with mapped borrower evidence.

M-Pesa statements Bank statements Payslips Current payslips Sacco statements Household goods Personal electronics Appliances Tools and equipment Arable land with mapped polygons Livestock inventory Livestock inventory and cash-flow worksheet Motor vehicle logbooks Title deeds CBK bond statements NSE holdings
AI Help
Collad AI Assistant Online

Hello. I can help with borrower profiles, document readiness, scoring steps, lender matching, and support routing.

I need help getting started.

Create a borrower profile, add your identity and consent details, then upload your financial or asset documents.