Borrower profiles
Email login, identity readiness, CRB consent capture, and a private workspace for evidence.
Collad Development Initiatives
JengaScore
A Kenyan borrower intelligence platform for secure document-backed scoring, AI-assisted analysis, credit-limit estimates, lender matching, and consented report sharing.
1
Borrower profiles
0
Scores generated
11
Active lenders
Platform modules
Built for borrowers, lenders, and controlled credit workflows
Evidence upload
M-Pesa and bank statements, payslips, Sacco records, personal assets, agriculture evidence, logbooks, title deeds, bonds, and stock holdings.
AI-assisted scoring
Deterministic rules and built-in AI support extraction, classification, summaries, and advisory reason codes.
Lender matching
Borrowers request an amount and purpose, then enquire with suitable providers.
Why Collad
Credit decisions need evidence, consent, and clear audit trails.
JengaScore is designed to help formalize borrower readiness without turning sensitive documents into uncontrolled attachments. The platform starts with deterministic rules and keeps room for AI-assisted extraction, CRB checks, and encrypted report bundles.
Six-month score validityActive and archived score states are modeled from the start.
Kenyan document supportCashflow, employment, tax, Sacco, liability, utility, rental, agriculture, asset, and investment records.
Built-in AI assistanceAI agents help with document interpretation, scoring explanations, and guided platform support.
Consent-led sharingLender access requests require borrower approval before data sharing.
Start the workflow